Terms of Service

***Please note, VA Car Insurance is NOT a licensed insurance agent/agency/broker/carrier. VA Car Insurance offers no financial services And ASSISTS THE SHOPPER BY PROVIDING INFORMATION, AND DIRECTING THE SHOPPER TO AN INDEPENDENT INSURANCE PERSONS, hence insurance shopping made easy. We do receive a referral based on the quotes we refer to independent insurance agents who can assist you in finding your next insurance policy. VA Car Insurance abides by all state laws regarding an unlicensee receiving a referral fee from a licensed state insurance persons. If a state does not allow an unlicensed to receive a referral from each quote they provide, we can not connect you with an independent insurance agent in your state. An unlicensee or unlicensed refers to someone who does not hold a valid license to sell insurance in that state. If you have any questions about anything on this website or the service please reach out to [email protected] for more information.***

We encourage every persons to read through the terms of service on this website so that they are fully aware of the service that is provided, along with the rights that are given up by choosing to use this service.

Overview of Terms

  • Links
  • Service Restrictions
  • Termination of Service
  • Governing Law
  • Changes
  • Contact Us
  • Disclaimer
  • Indemnity
  • Limit of Liability
  • DMCA Response
  • Class Action Lawsuit

Last updated: November 12, 2018

Please read these Terms and Conditions (“Terms”, “Terms and Conditions”) carefully before using the https://vacarinsurance.net website (the “Service”) operated by VA Car Insurnace (“us”, “we”, or “our”).Your access to and use of the Service is conditioned on your acceptance of and compliance with these Terms. These Terms apply to all visitors and users who use the Service. By accessing or using the Service you agree to be bound by these Terms. If you disagree with any part of the terms then you may not access the Service.

Links To Other Web Sites

Our Service may contain links to third-party web sites or services that are not owned or controlled by VA Car Insurnace. VA Car Insurnace has no control over, and assumes no responsibility for, the content, privacy policies, or practices of any third party web sites or services. You further acknowledge and agree that VA Car Insurnace shall not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with use of or reliance on any such content, goods or services available on or through any such web sites or services. We strongly advise you to read the terms and conditions and privacy policies of any third-party web sites or services that you visit.

Service Restrictions

By using the services you agree to NOT without written consent from VA Car Insurance (1) utilize the use of any content, data, material, or information from this site, on any other website, or the use in any form whatsover, including using this content for any offline materials.(2) adapt, modify, publish, republish, copy, upload, or otherwise use of any portion of the site, content, or service (3) reverse engineer, dissassemble, decipher or otherwise attempt to discover any source code of the site, sites, or service. (4) use of automated or manual software or scripts to “scrape”, “crawl”, “spider”, “frame”, “mirror” or “harvest” any web page, post, or media on this site. (5) monitoring, communicating, or requests to this site, service, or servers through automated &/or manual software or scripts through the use of bots, including from the command line. (6) access to our service through automated web browsers, or browsing. (7) interfere, disrupt with the service both indirectly or directly, but not limited to attempting to gain unathorized access to the service or it’s servers.(8) engaging with the servers, service, or site for the purpose of activating, distributing, finding, discovering, backdoors and/or loopholes. (9) communicate with the service, site, servers to upload, distribute or gain unauthorized access, by computer viruses, maleware, trojans, worms, or the injection/cross-injection of software.

Termination

We may terminate or suspend access to our Service immediately, without prior notice or liability, for any reason whatsoever, including without limitation if you breach the Terms. All provisions of the Terms which by their nature should survive termination shall survive termination, including, without limitation, ownership provisions, warranty disclaimers, indemnity and limitations of liability.

Governing Law

These Terms shall be governed and construed in accordance with the laws of Wyoming, United States, without regard to its conflict of law provisions. Our failure to enforce any right or provision of these terms will not be considered a waiver of those rights. If any provision of these terms is held to be invalid or unenforceable by a court, the remaining provisions of these terms will remain in effect. These terms constitute the entire agreement between us regarding our service, and supersede and replace any prior agreements we might have between us regarding the service.

Changes

We reserve the right, at our sole discretion, to modify or replace these terms at any time. By continuing to access or use our service after those revisions become effective, you agree to be bound by the revised terms. If you do not agree to the new terms, please stop using the service.

Contact Us

If you have any questions about these Terms, please contact us.

Disclaimer

The information contained on https://vacarinsurance.net website (the “Service”) is for general information purposes only. VA Car Insurance assumes no responsibility for errors or omissions in the contents on the Service. We reccommend to double check with your states insurance website to confirm if the information is indeed found to be true. In no event shall VA Car Insurance be liable for any special, direct, indirect, consequential, or incidental damages or any damages whatsoever, whether in an action of contract, negligence or other tort, arising out of or in connection with the use of the Service or the contents of the Service. VA Car Insurance reserves the right to make additions, deletions, or modification to the contents on the Service at any time without prior notice. VA Car Insurance does not warrant that the website is free of viruses or other harmful components. External links disclaimer https://vacarinsurance.net website may contain links to external websites that are not provided or maintained by or in any way affiliated with VA Car Insurance. Please note that the VA Car Insurance does not guarantee the accuracy, relevance, timeliness, or completeness of any information on these external websites.

Indemnity

You agree to indemnify, defend, and hold harmless VA CAR INSURANCE and each of their officers, directors, employees, representatives, contractors, successors, agents, including any third party mentioned from and against all losses, liabilities, claims, expenses, damages, and costs, including reasonable attorneys’ fees, resulting from any violation of these terms and conditions, or any activity related to use of these websites (including negligent or wrongful conduct) by you or any other person accessing these websites using your Internet account.

Limit of Liability

IN NO EVENT, VA CAR INSURANCE, ITS AFFILIATIES, PARTNERS, OR ANY OF THEIR RESPECTIVE DIRECTORS, OFFICERS, EMPLOYERS, AGENTS, CONTRACTORS, OR CONTENT OR SERVICE PROVIDERS BE LIABILE FOR ANY INDIRECT, SPECIAL, INCIDENTAL, CONSEQUENTIAL, EXEMPLARARY OR PUNITIVE DAMAGES ARISING FROM OR DIRECTLY OR INDIRECTLY RELATED TO THE USE OF, OR THE INABILITY TO USE, THE SITE OR THE CONTENT, MATERIALS AND FUNCTION RELATED THERETO, INCLUDING WITHOUT LIMITATION, LOSS OF REVENUE, OR ANTICIPATED PROFITS, OR LOST BUSINESS, DATA OR SALES, OR COST OF SUBSTITUTE SERVICES, LOSS OF EXPECTED SAVINGS, EVEN IF VA CAR INSURANCE OR ITS REPRESENTATIVE OR SUCH INDIVIDUAL HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES, AND THEIR COLLECTIVE MAXIMUM LIABILITY TO YOU UNDER OR RELATED TO THIS AGREEMENT SHALL IN NO EVENT EXCEED THE AMOUNT PAID BY YOU FOR USE OF THE SERVICES, IF ANY. THE LIMITATIONS OF LIABILITY AND DISCLAIMERS IN THIS AGREEMENT SHALL APPLY REGARDLESS OF THE FORM OF ACTION, WHETHER IN CONTRACT, WARRANTY, STRICT LIABILITY, NEGLIGENCE OR OTHER TORT AND SHALL SURVIVE A FUNDAMENTAL BREACH OR BREACHES OR THE FAILURE OF THE ESSENTIAL PURPOSE OF CONTRACT OR THE FAILURE OF AN EXCLUSIVE REMEDY. BECAUSE SOME JURISDICTIONS DO NOT ALLOW THE EXCLUSION OR LIMITATION OF INCIDENTAL OR CONSEQUENTIAL DAMAGES, THE WEBSITE PARTIES’ LIABILITY IN SUCH JURISDICTIONS SHALL BE LIMITED TO THE EXTENT PERMITTED BY LAW.

Digital Millennium Copyright Act

We respect all content creators work and will respond swifty to any takedown notices or requests. In order for us to respond to a DMCA takedown request the following are required. The following requirements must be sent to the email address [email protected] with the subject header “DMCA TAKE DOWN REQUEST” for us to verify that you are in fact the orginal content creator. As not required, if you can provide the oringial piece of content that helps us in response. (1) Electronic signature of the copyrighted work from the owner or authorized person acting on behalf of the owner (2) A description of the copyrighted work, including the URL where this infringing content is available or a copy of is (3) Your contact details: email address, telephone and address (4) A statement in “good faith belief” that the work is not authorized by the copyright owner (5) A statement by you, made under penalty of perjury, the person who sends the takedown notice, that the information you send in the notice (above information) is accurate and that you are either the copyright owner or you are authorized to act on copyright owner’s behalf.

Class Action Lawsuit
Class action lawsuits, class-wide arbitrations, private attorney-general actions, and any other proceeding where somone acts in a representative capacity aren’t allowed. Nor is combining individual proceedings.