Uninsured Motorist Coverage
What is uninsured motorist coverage?
This refers to the part of a vehicle insurance policy which aids pay for your car repairs or medical expense if you are hit by a driver who does not have auto insurance. If you are in an accident and the other driver is at fault, their car liability coverage would assist pay for your medical expenses or fix to your vehicle. However, when the at-fault driver does not have any auto insurance, you might have to pay out of your wallet for such costs. That is where uninsured motorist coverage might help. This is protection which helps compensate for your expenses if you are hit by an underinsured driver. In other states, underinsured and uninsured motorist coverages are combined and presented as single protection on your auto insurance policy. Uninsured Motorist Coverage might provide two kinds of protection. It helps you pay for your medical bills leading from a crash caused by an uninsured driver. In other states, this protection might cover to a family member. It also helps compensate for repairs to your car after a crash which is caused by an uninsured driver. This form of protection isn’t accessible in all states.