Wedding Insurance

wedding insurance 1

Wedding Insurance Policy

Marriage is an exciting time, and it’s the start of your new life with your partner. It’s supposed to be a happy time for everyone involved, but sometimes things don’t always go the way you planned. Marriage is not a cheap ordeal, and divorce is even more expensive. The United States has the highest divorce rate in the world, with over 50% of marriages ending in divorce. Marriage can leave the parties involved with a mix of happiness, anxiety, stress, to put it bluntly, emotions are running high. The expectations you dreamed up in your head never live up to reality. To protect yourself from unforeseen events you have to protect yourself financially. That’s where a wedding insurance policy would protect you from last-minute cold feet, cancelations, postponing the event, damage your back by an insurance company. If your one of the lucky 50% this will be the only time you walk down the, so you want to do it in style. In 2017, the average cost of a wedding was $25,764, that’s not including the honeymoon. If something goes wrong with your dress, damage, mother-in-law is sick, last minute cancelation from the caterer all your costs start to increase. Having a wedding insurance policy can help prevent from being financially liable for things that are out of your control.

We want to be real, you can flip a coin and you have the same probability that your marriage will last. Those same cold feet you or your partner were feeling about walking down the aisle together, come back around later in life and now their lawyers involved. Wedding insurance is not just about protecting yourself from cold feet, it’s about having to defend yourself financially from marriage. Marriage can cost as little as $20 at the courthouse, and that’s fine. For the rest of us that fairytale wedding we dreamed about comes at a significant price. If you are considering taking out a wedding insurance policy, here are a few of the things that can be covered.

  • Weather: In the event that a weather event forces you to postpone or cancel your wedding venue, you would be covered
  • Attire: If any of the wedding attire is damaged, stolen, lost, stained, you are protected under your policy.
  • People: If a tradgey were to occur to a key person in your wedding, illness, sudden deployment and you needed to resechedule. You are covered under the policy.
  • Injury: Injury were to happen during the event, you’re covered for that.
  • Property: Damage to the venue, or any property, you can get coverage for that.
  • Transportation: An issue were to arrise because of lack of transportation, that’d fall under your policy.

Some of this coverage is limited based on the amount of premiums or deductible, this is just a list of some of the things that you can be covered for.

How much does wedding insurance cost?

It depends on what exactly you want to be covered under your policy, but it can range anywhere from $150-$1,000. We recommend as all your insurance policies to shop around from multiple quotes from different carriers. With VA Car Insurance, you work with just one independent insurance agent who shops those quotes for you. You talk to one insurance agent either over the phone or through the email, and you can find the cost of the premiums for each carrier in little to no time.